Health Insurance
How Does Health Insurance Work?
Health Insurance costs are based upon a whole pool of people. Some are healthy and some are not. By spreading the costs over a large amount of people companies can manage individual people’s health risk together. You can minimize your costs by choosing a plan that matches your health needs. Each plan has different co-pays, co-insurances, and deductibles.
Do I Have to Have It?
No one is forcing you to purchase insurance, but we believe everyone should explore different options to protect yourself from serious financial ruin if a major health crisis comes up where you need to go into the hospital for a severe illness.
What are the Different Types of Health Insurance?
Good Faith handles, Individual, Group, ACA (ObamaCare), ACA Alternatives and Supplementary health insurance. We provide guidance in finding out which is most affordable for you. The health insurance market is the fastest changing segment of insurance right now. We will educate you on which type is available and how to obtain it. We are very versed in the Affordable Care Act and how to apply for tax credits for you.
When Can I Sign Up for Health Insurance?
Every year there is an official Open Enrollment for ACA Plans. Typically begins in the month of November for a January 1 start date. There are several Special Election Periods that allow you sign up for an ACA Plan during that time. Loss of employer coverage, moving into a new location, and changing family status. Our ACA Alternative Plans can be enrolled in year round. In 2019, there is no tax penalty to worry about. A Good Faith agent will assist you in deciding the most affordable option with the best health coverage for you and your family.
What Are Supplementary Health and Accident Plans all About?
A lot of people know see these plans on TV where a person can receive money advanced directly to them to cover unexpected emergencies. We have several companies that provide cash directly paid to the client when they have an accident or end up in the hospital. We offer Short-Term Medical, accident, critical illness, and hospital expense protection. for just a few dollars a month you can get a lot of extra help.
Can I Find Reasonable Dental Insurance?
Yes. We offer both dental insurance and dental discount plans.
Obamacare (Affordable Healthcare Act)
The Affordable Care Act, or Obamacare, is a United States federal statute that was signed into law by President Obama on March 23, 2010. The ACA was enacted with the goals of increasing the quality and affordability of health insurance, lowering the uninsured rate by expanding public and private insurance coverage, and reducing the costs of healthcare for individuals and the government. Additionally, Good Faith Insurance Services offers educational opportunities to small businesses and individuals regarding health care reform for those that want to learn more.
Cost
Health Insurance is based upon your age, whether you smoke, and where you live. It also matters what level of coverage you desire and how rich the benefits are. A Good Faith agent will show you all the options and let you pick the best plan for you this year.
What Happens if I Have a Pre-Existing Condition?
Pre-existing Conditions are not longer a barrier to health insurance. No matter what health condition you are in there are policies for you.
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